Super Visa Insurance: Reuniting families in Canada

Super Visa Insurance

At present, there are thousands of new naturalized Canadians who are living far away from their parents, primarily because they live in a different country. The government of Canada recognizes the hardships of being separated from your family, and that’s why they introduced the Super Visa Insurance policy in 2011. The motive of this policy is to bring families together as the SuperVisa holder can stay in this country for 24 months on a single entry (Compared to 6 months of the regular visa). This is great news for Parents and Grandparents who would now have the option of celebrating special occasions with their children without worrying much about visa renewals.

A shorter application process for a longer stay

One of the primary reasons why the Canadian government introduced this policy was to clear the backlog that had been existing for all visa applications for travellers coming to Canada. With a normal visa, parents and grandparents can only live in this country for 6 months, followed by another fresh application for an extended stay. Formal visas are also valid only for 2 years, so you can understand that the application forms kept piling up within a short term. With Super Visa Insurance, the government resolved this problem as this SuperVisa along with SuperVisa Insurance Policy enables the visitor to stay in the country for up to 2 years on a single entry. The Super Visa is valid for 10 years, which gives the visa processing office some extra time to focus on other matters. Not to mention, the policyholders can breathe of sigh of relief knowing that they won’t have to worry about renewals or extensions on stay frequently.

The criteria for this policy

Similar to all other insurance policies, the Super Visa Insurance also comes with a set of requirements that both the Parents and GrandParents and their Children and Grandchildren must meet for the application process to be completed without any hassle.

According to the government, here’s what the visitor needs to meet to be eligible for this policy:

  • They have to be a Parent or a Grandparent of a Canadian Citizen
  • They should not have any legal issues that would not allow them to enter Canada.
  • They should submit a written statement that their child or grandchild will provide financial support for the visitor,
  • They will have to submit a statement that they are not seeking permanent resident ship in the country,
  • The visitors will have to pass an immigration medical examination,
  • They should have valid Canadian medical insurance for a minimum of 1 year with a minimum coverage of $100,000 that would include health costs, hospitalization as well as repatriation,

The children or grandchildren will also have to:

  • Submit proof of a stable income
  • A statement that they will provide financial support for their parents or grandparents

To find more details on this visit the Citizenship and Immigration Canada website.

No more worries about emergency medical expenses

This is one of the most important reasons the visitors (the Parents or Grandparents) should apply for  Super Visa Insurance. Medical costs in Canada can be very expensive for non-residents of the country. Since they are not covered in any Government Health Plans, even a simple consultation can cost hundreds of dollars, while treatment can cost thousands. The medical insurance component in the policy can significantly bring down this cost, and even though there will be some out-of-pocket costs, it won’t be a considerable amount. Below is a list of situations where the medical insurance policy would prove helpful:

  • Emergency medical treatment
  • Consultations,
  • Hospital treatments,
  • Surgeries,
  • Prescription medication costs,
  • Dental procedures,
  • Pre-existing conditions,
  • And more…

Conclusion

If you have read this article here, you have a better understanding of what a Super Visa Insurance policy is and how you can benefit from it. You should also know that you can stay in Canada for a short while and still enjoy the policy’s benefits, and after you leave, a percentage of the premium amount can be Refund. All you need to do is simply apply for a partial refund. It is still advisable that you contact one of your local brokers to help you fill out the application form. They can also provide answers to any queries you may have.