Cash Fast
  • April 25, 2017
  • Peter Christoper
  • 0

Whether your business needs an injection of capital or your personal finances need some helping out, sometimes, we all need a bit more cash. And the quicker we can get it, the better it can be for our situation! It can be easy to stress out during these times we need some money quickly. However, there are a few different ways to get it. And they won’t all leave you with big repayments at a very high interest! Want to know some of the best ways to get money as soon as possible? Read on!

Payday Loans

Payday loans have a bad reputation for very high-interest rates, which can often send people back into debt while they try to repay. However, if you do your research, you can find some companies who offer very reasonable rates. Some companies, including Ferratum, let you choose your loan term, which can help you keep costs down. If you do end up falling into the trap of a high-interest payday loan, it could be a good idea to take out another loan to pay it off with. Find one with low-interest rates and a longer term, so you don’t have to rush to pay off the payday loan.


Speak to your bank about adding an overdraft onto your account. To do this, you just need to agree on an amount with your bank. This amount is how much you will be allowed to go overdrawn by. For example, if you add a $1,000 overdraft, once your bank account hits zero funds, you can still withdraw up to $1,000 in cash. You will also be able to dip into your overdraft for any online payments, credit card payments, and direct debits. Be careful not to rely on your overdraft, though. The bank can add interest to it, so you might have to pay back more than you take out.

Sell Your Assets

If you have cash tied up in your assets, think about selling some off to raise cash. By assets, I mean anything you can sell for money. Your home will obviously be the biggest asset, but if you need cash quickly, that might not be the best thing to sell. Even though it can result in a large boost of money, selling property can take time. There will be many household items that you can sell quickly. Do you have any computers or games consoles that you no longer use? If you sell them, you could make a quick couple of hundred bucks or so. Raid your wardrobe as well. Even though you may think all your clothes are last season’s, there will be many people on eBay who think of the styles and trends as very vintage! As the saying goes, one man’s trash is another’s treasure. So you could be surprised to find how much you can sell your old stuff for!

Hopefully, this guide will help you get a bit more cash in your pockets and into your bank balance!